A debt consolidation in difficult cases can save the debt trap and help if the existing loan is too expensive or not very flexible. Since the decision to reschedule them financially and do not want to limit further, the loan should be chosen wisely and after an ex ante audit.
It is best to use a free comparison on the Internet and create a basis of transparency for a simplified decision. If you want to reschedule in difficult cases, you can not secure the loan with the credit rating and you have to think in advance which collateral you can provide to the lender and deposit it for the sum.
Consolidating loans on the free financial market
As there is a variety of accepted collateral and thus the possibility of cosolidation in difficult cases via a loan, the applicant receives special advantages in the free financial market. Here there is no rejection with inferior credit rating. Every borrower has the chance of a favorable offer and can decide between private lenders or foreign banks. If you want to avoid the comparison and prefer to be recommended, you can talk about the cosolidation in difficult cases with an independent financial intermediary.
He will find a loan that is oriented towards the personal ideas of the interested party and thus comes into question as an optimal option for cosolidation. Whether you can provide real collateral in kind, through savings or capital-forming insurance or name a guarantor, has on the acceptance of the hedge no influence.
As a borrower, one should only make sure that the value of the security is based on the sum of the credit and thus meets with acceptance by the lender. A guarantee can help if the cosolidation in difficult cases can not be secured by real assets. This would be the case if the applicant has already overruled his possessions for a previous loan and can thus not present them as a guarantor and attachment free security.
Comparison or mediation – what really convinces?
Since the conditions for loans that one finds in comparison or is recommended by a mediator does not differ, each applicant can choose for themselves. When using a service to mediate, it is only important that you never compare an invoice in advance and so falls for a dubious offer.
Who compares himself, can choose based on his wishes and gets the overview in the variety of offers. Anyone claiming a mediation should point the mediator in a clear line and thus simplify the search for a cheap and suitable loan.